Car Accident Medical Bills

Answer:

When someone’s been hurt in an automobile accident case, they often ask who is responsible for the medical bills. In Florida, our law is that your own insurance that you’re required to buy if you own an automobile, it’s called Personal Injury Protection, or PIP, or no-fault insurance. That is the primary insurance that pays first. If you have what is known as medical payments coverage, that’s an extra premium, it will pick up the other 20% up to the limits of the insurance, the no fault insurance, is $10,000, and medical payments insurance is whatever you purchase. Beyond that, if you have health insurance, that will be the next insurance to pay. That’s the order of things. Ultimately, if we resolve your case, the insurance company for the other side will be paying your claim, but in terms of the bills themselves, your own insurance pays first. If you’ve been hurt in an automobile accident case in Nassau County, Duval County, or the outlying northeast Florida counties or southeast Georgia, feel free to call us. We’ll be happy to sit down with you, help you, and guide you through the process.