Damages Available in a Bad Faith Insurance Case

Answer:

People ask often what they can recover in a bad faith case. The best way to illustrate that is to give an example. We had a case once where a man got hurt, hurt badly. We sued his insurance company. They would not settle the case for the policy. His injuries were large.

We went to trial. We obtained a verdict that fairly outlined his damages, which was far in excess of the policy limits. Once that verdict was turned into a judgment and the case was over, we turned around, and we sued the insurance company again for the balance over and above the insurance policy limits. We were successful in that case, as well.

Traditionally, that’s the scenario that we have. Now, there are other ins and outs to bad faith. There are complexities to it. What classically we see in damages that you can get in a bad faith case is the amount over and above the policy limits that the insurance company should have paid in the first place to settle the case, but they refused to do so. They’re on the hook for the entire amount of the damages in the first trial.

If you have that kind of a case or you think you have that kind of a case in Duval, Nassau County, or in the surrounding areas, call us. We’ll sit down and we’ll talk about the case. We’ll teach you more about bad faith and lay out the steps that we have to go through to get to that point. We’ll map out a plan to help the case in the best way we can.