Liability in a Personal Injury Case

Answer:

Ironically, the first line of responsibility is you. In an automobile accident case, you carry what is known as PIP, Personal Injury Protection. You may know it as no-fault insurance. You’re required to have it in the state of Florida. The reason you have it is if you get hurt in an automobile accident, that is what’s paid first. That is the law in Florida. Next, if you have health insurance, it will pick up what your PIP does not pay.

Ultimately, if we make a claim and we recover, part of that claim is medical bills and, although typically it’s one check the insurance company writes, it covers all your damages, including the medical bills. There are other complexities to that. The first line of payment is your own insurance. If you’ve been hurt in an automobile accident or other accidents, sit down and talk with us. We can go into all the insurance issues. Typically, this is a first-time event for many clients. They do not know how it works. Working through the maze and myriad of insurance responsibilities and layers of insurance is a mystery to them. We can unravel that mystery. If you’ve been hurt in Duval County, Nassau County, give us a call. We’ll sit down and go over all of that the very first so that you have a full understanding of how to handle your medical bills and other aspects of the case.